Tech & Digital · SaaS & Software
Direct answer: FinPilot gives software and SaaS companies monthly accounts that treat subscription revenue properly, a rolling cash and runway forecast built on your MRR, and investor-ready numbers when you need them. Calls and texts with an ICAEW Chartered Accountant are included in one fixed monthly fee.
Annual upfront billing makes your bank balance look healthier than your business is, and monthly billing can hide churn until it hurts. FinPilot spreads revenue over the period it's earned, tracks MRR, churn and gross margin, and forecasts runway from your actual contracts and burn, so you know how long the cash lasts and what changes it.
Runway starts from current cash and monthly burn, but a useful forecast goes further: it models new MRR, churn, annual renewals, payroll and tax payments week by week, so you can see when cash gets tight and what a hire, price change or funding round does to it.
Subscription revenue is generally recognised over the period the service is provided, not when the invoice is raised or paid. An annual subscription billed upfront is spread across the twelve months, with the unearned part held as deferred income. Getting this right keeps your profit, tax and investor reporting accurate.
Yes, in the right way. We'll flag where R&D tax relief, EMI share options or SEIS/EIS investment could apply, and keep your numbers claim-ready. Technical R&D narratives, EMI documents and investor advice are handled with specialist partners, so you get the right expertise without paying for a boutique on every job.
Calls and texts about your business and your numbers are included in your fixed monthly fee, with a reply within one working day, Monday to Friday. New projects, such as a fundraise, share scheme or catch-up bookkeeping, are quoted as a fixed fee before any work starts, so there's never an invoice you haven't agreed in advance.
Not hard. Once you've signed up, we contact your current accountant for professional clearance and handover, set up your Xero access and agree a start date. The best time to switch is a few months before your year-end, so your next accounts are prepared properly from the start.
FinPilot launches in January 2027. Book a call to reserve your start, or join the waiting list to hear as soon as we open.
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